​​ Terms of Use | EFM

Terms of Use

Terms of Use

Please read the terms and conditions carefully. If you have any comments, problems or any questions regarding our website and/or products and services featured, please get in touch with us.

All references in this terms of use to the “website” or “Website” refer to the website www.excel-financial-model.com; to “we”, “us”, “our” and “Fimovi” refer to Financial Modelling Videos (offered by Smart Cap GmbH); and to “you” and “your” are to you, the visitor/user/buyer.

By using or accessing our website and/or placing any order(s), you agree to be legally bound by these terms of use.

1. Terms and Conditions of Use

This website is the property of Fimovi. Use of this site is governed by the Terms and Conditions set forth. Please read these terms and conditions carefully before using this website. The information and materials provided by Fimovi may be used for informational purposes only. By using, accessing or downloading materials from this website, you agree to follow the terms and provisions as outlined in this legal notice, which apply to all visits to the website, both now and in the future. Fimovi may at any time revise and update these Terms of Use. You are encouraged to periodically visit this page to review the most current terms and conditions to which you are bound. If you do not agree to these Terms of Use, please do not use this website or download material from it.

2. Disclaimer

We provide information designed to educate and inform entrepreneurs. No information contained on this website, contained in our products or obtained from Fimovi or Smart Cap GmbH should be considered as financial, investment, accounting or tax advice, nor should it be considered a substitute for such advice. Our products are intended only to assist you in your financial organization and decision-making and is provided on an “as is” basis. Your financial situation is unique, and any information and advice obtained through our products may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual situation.

Fimovi disclaims all warranties relating to its software products, whether expressed or implied, including but not limited to any implied warranties of merchantability or fitness for a particular purpose. Neither Fimovi nor anyone else who has been involved in the creation, production or delivery of this software shall be liable for any indirect, consequential or incidental damages arising out of the use or inability to use such software, even if Fimovi has been advised of the possibility of such damages or claims. The person using the software bears all risk as to the quality and performance of the software. In no event shall any theory of liability exceed the license fee paid to Fimovi.

Fimovi strives to provide you with useful, accurate, and timely information on this website. Accordingly, Fimovi has attempted to provide accurate information and materials on this website but assumes no responsibility for the accuracy and completeness of that information or materials. Fimovi may change the content of any information or materials available at this website, or the products described in them, at any time without notice. However, Fimovi makes no commitment to update the information or materials on this website which, as a result, may be out of date.

Neither Fimovi, nor its officers, directors, employees, agents, distributors, partners or affiliates are responsible or liable for any loss, damage (including, but not limited to, actual, consequential, or punitive), liability, claim, or other injury or cause related to or resulting from any information posted on Fimovi’s website. Fimovi reserves the right to revise these terms and/or legal restrictions at any time. You are responsible for reviewing this page from time to time to ensure compliance with the then-current terms and legal restrictions because they will be binding on you. Certain provisions of these terms and legal restrictions may be superseded by expressly designated legal notices or terms located on particular pages of this website or within material downloaded from this website.

3. Pricing and Payment Details

All prices are quoted in US dollar (USD or US$) on a net basis. In accordance with the laws governing members of the European Union (EU), we are obliged to charge Value Added Tax (VAT) on all orders placed by customers in member countries of the EU. Amounts of VAT charged are in accordance with the local legislation in each country and will be automatically calculated within the purchase process. EU customers with a valid VAT registration number are exempt from VAT. They must use the Reverse Charge Mechanism to account for the EU VAT on those transactions.

Prices may change at any time, but will not affect orders which have already been shipped. Our website may contain a number of products and it is always possible that, despite our best efforts, some of the products listed may be incorrectly priced. We are under no obligation to provide the product to you at the incorrect price, if the pricing error is obvious and unmistakable and could have reasonably been recognized by you as a mispricing.

Full payment will be taken at the time of placing your product order, and we reserve the right to obtain validation of your payment before accepting your order. If your order is rejected, for whatever reason, and payment has been accepted, you will receive a full refund.

4. Order Processing

Our products are offered for sale subject to availability and our acceptance of your order, which we reserve the right to reject without reason.

Our products can be purchased online via our e-commerce software sales partner Share-it, a Digital River subsidiary. Share-it offers a quick, easy and secure purchasing process. The service provider is handling the complete order process from payment to product and invoice delivery. Share-it supports various forms of payment (all major types of credit cards, PayPal, bank/wire transfer, giropay, etc.) and processes transactions in all basic currencies (USD, EUR, GBP, etc.).

All our prices are quoted in US dollar (USD). However, if you select a different payment currency, prices will be automatically converted. The exact amount charged in your selected currency will depend on the exchange rate at the time of purchase.

Immediately after the receipt of the payment by the Digital River (Share-it) you obtain an email with your invoice and a download link for the software product(s) purchased. For detailed information on order processing, read Share-it’s FAQ about purchasing at Share-it.

5. Restrictions

You may view, download and copy information available on this website solely for your personal, non-commercial use. You may also use such information within your organization in connection with the support of Fimovi’s products. As a condition of use, you agree not to modify or revise any of the material in any manner, and to retain all copyright and other proprietary notices as contained in the original materials on any copies of the materials. No other use of the materials or information is authorized. Any violation of the foregoing may result in civil and/or criminal liabilities.

6. Ownership of Information and Materials (Intellectual Property Rights)

The information and any materials available on or from this website (including but not limited to graphics, logos, icons, white papers, press releases, data sheets, product descriptions, FAQs, videos, brochures, document templates or software products) are the copyrighted works of Fimovi, and any unauthorized use of that information or materials may violate copyright, trademark and other laws. Any rights not expressly granted herein are reserved.

Except as otherwise provided in this terms, you may not, and may not permit others to: (i) reproduce, modify, translate, enhance, decompile, disassemble, reverse engineer or create derivative works of any of our product; (ii) sell, license, sublicense, rent, lease, distribute, copy, publicly display, publish, adapt or edit any of our product; or (iii) circumvent or disable any security or technological features of our product.

7. Trademark Information

All product, company, and brand names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

  • Excel, Office and Windows are registered trademarks of Microsoft Corporation in the United States and/or other countries.
  • Mac and Mac OS are registered trademarks of Apple Inc., registered in the U.S. and other countries.
  • Adobe and Acrobat are trademarks or registered trademarks of Adobe Systems Incorporated in the U.S. and/or other countries.

Except as expressly specified in these terms and legal restrictions, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright or any proprietary rights of Fimovi or any third party.

8. Links to Other Websites

As a convenience and to make the Fimovi website truly service oriented we have included links to useful sites on the Internet. These sites are owned and operated by third parties. Fimovi makes no representation and is not responsible for the availability of, or content located on or through, these third party sites. A third party link from the Fimovi website is not an indication that Fimovi endorses the third party or its site, or that Fimovi has any affiliation with the third party or its hosting provider.

9. Feedback

All comments, feedback, information or materials submitted to Fimovi through or in association with this website shall be considered non-confidential and Fimovi’s property. By submitting such comments, information, feedback, or materials to Fimovi, you agree to a no-charge assignment to Fimovi of worldwide rights to use, copy, modify, display and distribute the submissions. Fimovi may use such comments, information or materials in any way it chooses in an unrestricted basis.

10. Governing Law

This Agreement shall be governed exclusively by the laws of the Federal Republic of Germany to the exclusion of the UN Sales Convention and the conflicts of law rules.

11. General Provisions

If any provision of this agreement is deemed void, unlawful or otherwise unenforceable for any reason, that provision shall be severed from this agreement and the remaining provisions of this agreement shall remain in force. This contains the entire agreement between you and Fimovi concerning your use of this website.

12. Questions, Comments and Company Details

If you have questions or comments about this Terms of Use, please email us or write us at:

Financial Modelling Videos
offered by Smart Cap GmbH
Schulze-Delitzsch-Str. 2
58455 Witten

Email:  efm(at)excel-financial-model(dot)com

To review Fimovi’s full Privacy Policy, click here.